![]() Private mortgage insurance, also called PMI, is a type of insurance policy that protects lenders from borrowers defaulting on their mortgage. Whatever the reason, here are some methods for lowering your payments and making extra room in your budget. Maybe you were over ambitious when buying your house, have other major financial goals, or are in a financial situation that’s taken a turn for the worse. Struggling to pay your mortgage? There are many reasons why you might need to lower your monthly mortgage payments. How to lower your monthly mortgage payment Anything below 580 is considered a poor credit score. Credit scoreĪn estimation of your credit health. In most of the country, if your mortgage is larger than $726,200 you’ll need to take out a jumbo loan. ![]() The most common mortgage is a 30-year fixed-rate conventional loan or fixed-rate mortgage loan, but some people opt for 15-year loans to pay off debt faster or an adjustable-rate mortgage loan to snag a lower rate. Your location can impact your mortgage rate. Our calculator auto-populates with an average mortgage rate based on the information you enter but you can override this to see how rate changes could impact your costs. Interest rates have remained at historic lows since 2020, when the Federal State Reserve decided to lower interest rates in response to the coronavirus pandemic. The interest on a mortgage is calculated monthly and is part of your annual percentage rate, or APR, which also includes the fees you have to pay the bank to borrow the money. With our calculator, you can enter the portion of the home’s cost you plan to pay upfront as either a percentage or a dollar value. More equity also gives you more financing options down the road, but the average down payment is about 6%, and it is possible to secure a home loan with a low down payment of as little as 3%. Putting 20% down lets you avoid paying for private mortgage insurance (PMI). What factors affect your mortgage payments Down payment For instance, for a 30-year mortgage, n would be 360 payments, (12 payments a year over 30 years, or 12*30). N – the number of payments over the life of the loan (number of years), or amortization schedule. I – the monthly interest rate, which should be divided by twelve (corresponding to the months of the year) since lenders give an annual rate While our calculator takes the computing out of your hands, math whizzes can do it themselves with the following formula: Formula to calculate your monthly mortgage payments Your credit score and your home’s location will also affect your interest rate and, in turn, how much you pay.Īdditional expenses such as homeowner’s association (HOA) fees, closing costs, property taxes and homeowners insurance should be factored in with your monthly housing expenses. Three main factors determine your monthly mortgage payment: loan size, interest rate, and loan term. Your starting mortgage balance will be the price you pay for the house minus your down payment. Once you start actively looking for a home, make sure to get pre-approved, so you can move quickly once you find a home you want to bid for. (We recommend Money’s best mortgage lenders of the year as a good place to start your search.) When looking for a new home, keep in mind that mortgage rates change every day and vary from lender to lender, so use this loan calculator to get a ballpark estimate and then make sure to get quotes from multiple lenders. Our mortgage calculator allows home buyers to see how different inputs - purchase price, credit score, interest rate and down payment size - impact their total payment to help determine how much real estate they can comfortably afford. Find your actual rate - click above to get started and see your rate today.
0 Comments
![]() It is also the month when the Prophet performed Hijrah and left us. The third month in the Islamic calendar holds a special significance for Muslims around the world as it was the time Allah chose to bless us with the birth of the Prophet Muhammad (PBUH). Rabi ul-Awwal – The sacred month of Hijrah Suggested Read: The Month Of Safar – Its Importance And Common Misconceptions 3. Notable Days: On the 20th day of Safar, Chehlum of Hazrat Ibn Ali is observed by Shia Muslims, while the 27th day of this month is supposedly noteworthy because Hazarat Muhammad Mustafa migrated from Makkah to Madinah during this time. There is yet another account, which states that Arabs in Safar looted the homes of their enemies after conquering them in battles and left nothing behind. The month is supposedly named so because, during this time, the pre-Islamic Arabs used to leave their houses empty as they searched for food. The second month of the lunar calendar is Safar that translates to ‘void’. Safar – The second month of the Islamic calendar Suggested Read: The Month Of Muharram – History, Importance, Prohibitions And Facts 2. The 10th day of this month is also significant as Hazarat Imam Hussain and his companions were martyred on this day in Karbala. Notable Days: In this month, Muslims observe the martyrdom of Hazarat Umar Farooq on the first day of Muharram. Although observing a fast is not obligatory during this month, the Prophet Muhammad (PBUH) once mentioned that Muharram is the second-best time to keep fast after Ramadan. It is so because, during this time, all the battles and fights are prohibited in Islam. The literal meaning of the name of this month is forbidden. ![]() Muslims begin their Arabic new year with the month of Muharram. Islamic Months: Names and Significance 1. Here is a detailed narration of each Islamic month and the significance it holds for Muslims. Almost every month features an obligatory event or a festivity that grants Muslims the opportunity to earn extra blessings. Notably, each month in the Islamic calendar is significant in its own way and symbolises a particular meaning. An Islamic year does not conform to seasons and is about 10 days shorter than the solar year. The lunar calendar changes over time, and every year, the placement of each month is different from that of the previous year. Most Islamic months begin with the sighting of the new moon and is approximately 29 to 30 days long. The Islamic calendar consists of 12 months and is based on the position and phases of the moon. Once the scan is complete and no issues are found, tap Finish.Microsoft Safety Scanner will begin scanning your computer.You can choose to do a Quick, Customized, or Full Scan. Select the type of scan you want to perform.Accept the terms and conditions and click Next.If prompted by User Account Control, choose Yes.Run the msert.exe file you have just downloaded.Download Microsoft Safety Scanner (64-bit).Download Microsoft Safety Scanner (32-bit).Download the Microsoft Safety Scanner version that is compatible with your Windows device.Just run the program by following the steps below: To use Safety Scanner, you don’t have to remove or uninstall any existing antivirus software. How to Use Microsoft Safety Scanner in Windows To be able to run this scanner, users need to be logged on as a member of the Administrators group. ![]() This security software is compatible with computers running on 32-bit or 64-bit editions of Windows XP, Vista, Server 2003, and Windows 7. Do you think it is compatible with the software? Do you have enough memory or space to run the software? Because if not, you may need to use a PC repair tool to delete system junk and free up valuable system space. System Requirementsīefore you go and download Microsoft Safety Scanner, check your computer’s specs first. So, Windows users who rely on Windows Defender are advised to use another effective anti-malware tool for added protection.Īll in all, both tools could complement one another should a Windows user want to achieve maximum security. However, unlike Microsoft Safety Scanner, it does not include malware protection. Plus, it can detect many hard-to-remove cyberthreats before Windows even completes its boot-up sequence. It’s a great tool to have as it does not conflict with other installed applications. Windows Defender is a built-in security tool that comes bundled with your Windows operating system. While both serve the same purpose, which is to protect your computer against threats, they actually differ in many ways. More often than not, Microsoft Safety Scanner is being compared with Windows Defender. It will also let users decide what antivirus tool to use to remove the malware. A full scan will check all folders and computer directories for any potentially unwanted program, spyware, browser hijacker, Trojan horses, malware entities, and adware, whereas a quick scan will skip folders that are not often targeted by cybercriminals.Īfter a scan, Microsoft Safety Scanner will list all programs that may have been infected by malicious entities or viruses. Like most antivirus programs, Safety Scanner offers different scanning options that can be selected manually. It also allows users to manually configure its capabilities and settings to achieve the desired security level. It automatically performs system scans at set intervals to check for any malware entities or potentially unwanted programs (PUPs). Microsoft Safety Scanner is a program designed by Microsoft to promote computer security. About Outbyte, uninstall instructions, EULA, Privacy Policy. With all the many security software available today that promise different security features, we wouldn’t be surprised if you’d ask, “Is Microsoft Safety Scanner a legitimate program? Is Microsoft Safety Scanner safe to use?”Ĭompatible with: Windows 10/11, Windows 7, Windows 8 Hopefully, at the end of this article, you can decide whether this software makes a great investment or not. So, in this article, we take a look at one commonly used security software: Microsoft Safety Scanner. ![]() Without it, you can risk losing your private information, important files and documents, and even your hard-earned money on your bank account. Security software is a critical tool for every computer. It is only until then that we realize the importance of security software. And at that point, the security breach may have already caused major damages to the point that our devices no longer boot up or private information is already compromised. The sad truth is that many of us don’t really pay attention to computer security until a serious issue arises. Read more about the TRAKTOR KONTROL BAG.Native Instruments’ Traktor Kontrol F1 Remix Deck controller proves, yet again, that the same company responsible for the Traktor DJ software platform has its finger firmly on the pulse of the digital DJ world. A must-have for travelling DJs and anyone who wants to place TRAKTOR KONTROL F1 alongside a mixer, turntables, or CD decks! The bag can easily be transformed into a solid stand, elevating the TRAKTOR KONTROL F1 (and also the TRAKTOR KONTROL X1) to standard mixer and turntable height. The sonic spectrum includes beats, basses, leads, and more, spanning ten musical genres, including House, Techno, Dubstep, Hip Hop, Tech House and Drum'n'Bass.Īvailable separately, the TRAKTOR KONTROL BAG is a stylish and slim solution for DJs on the go. This sound collection provides more than ten complete Remix Sets, packed with inspiring, studio-quality material for enhancing your sets, jamming and live remixing. ![]() Ready to Remix also means you get around 2 GB of premium-grade loops and one-shot samples in the F1 package. Slot it between your mixer and decks or expand your controller set-up with multiple F1s – its intuitive feel and striking visual presence is matched only by its addictively fun playability. ![]() TRAKTOR KONTROL F1’s slim profile fits anywhere. Ultra-tight integration is complemented by advanced visual feedback – assign a sample a particular color on the hardware, and see the software instantly follow suit. The hardware and TRAKTOR PRO 2.5 software respond as one. Get started in seconds – just load up the included sound collection and dive into a new level of interaction with your music. Scratch your live production via Native Scratch timecode control and then mix and fade into a ‘traditional’ track on another deck – fuse classic DJ workflow with the future of DJing. And your drum loops, bass lines, percussion, vocals and lead sounds are ready for dropping into your performance.įour volume faders and four dedicated filter knobs provide full sonic access to the Remix Deck slots, and to add more flavor, you can route individual slots through TRAKTOR’s FX units. Remix Sets™, made up of your individual loops and sounds, load just like regular tracks in the super-powerful TRAKTOR PRO 2.5 software. The TRAKTOR KONTROL F1 workflow is rooted in DJ culture. See the F1 launching clips (loops and one-shot samples) in this video. ![]() Watch the 'Scratch the Remix' video with DJ Shiftee. Expand the creative potential of any TRAKTOR set-up – with or without timecode vinyl – and transform your DJ set into a dynamic live performance. Or you can import your own samples, and even capture loops and sounds live, using the controller’s stylish multi-color pads and ergonomic faders. Get started in seconds – the KONTROL F1 includes around 2 GB of premium grade sound, pre-loaded as Remix Sets. With your signature sound at your fingertips, it’s time to blur the line between DJing and live performance. Finally, you can launch clips in a perfectly intuitive, DJ-centric way – control Remix Decks just like regular track decks, switching between up to 64 tracks, loops and one-shot samples on each deck. TRAKTOR KONTROL F1 is the definitive hardware for controlling the powerful Remix Decks™ inTRAKTOR PRO 2.5– the flagship DJ software included with the F1. The definitive and only hardware for controlling TRAKTOR's powerful Remix Decks, with 16 stylish, multi-colored pads to fire loops and one-shot samples and the full version of the flagship software TRAKTOR PRO 2.5. ![]() Sign Up Log InClient Download The following information comes directly from the Respondus website. Scholarship Acknowledgement FormToggle navigation. Libraries: New: Home ©2023 Texas Tech University Health Sciences Center.Continue If you are not a part of Texas Tech University Health Sciences Center, continue to log in with your Box.com account. Continue to login to Box through your network. Part of Texas Tech University Health Sciences Center? Texas Tech University Health Sciences Center uses your network credentials to login to Box. Explore how teams are living our values at work. Click “Use selected item”.Questions about the accreditation of Texas Tech University Health Sciences Center El Paso may be directed in writing to the Southern Association of Colleges and Schools Commission on Colleges at 1866 Southern Lane, Decatur, GA 30033-4097, by calling (404) 679-4500, or by using information available on SACSCOC’s website For assistance please contact IT Solution Center - 8 TTUHSC student information including admissions & student affairs, program, and financial aid information.Welcome to TTUHSC Resources and Commonly Used Links. Click the radio button next to the new activity you just created. Select “VoiceThread” from the list of tools. Select “Add External Tool” from the menu. Click “Add Content” at the top of the page. Libraries: New: Home TTUHSC Email Sakai Login TTUHSC Box Activation TTUHSC Box Login SHP Zoom Login HSC IT Solutions Center Respondus LockDown Browser DownloadClick on the “Lessons” button on the left side of the screen.over 780,000 continuing education hours awarded this past year. over 200 hours of new programming annually. We offer: 16 accredited disciplines including Nursing, EMS, Physician, as well as Patient Education. ![]() Campus is a division of Texas Tech University Health Sciences Center. The app is available on your favorite mobile device (phone or tablet) for both Android and Apple.The browser automatically starts at the institutions login page for SAKAI. List of all TTUHSC IT services.For security reasons, please Log Out and Exit your web browser when you are done accessing services that require authentication!Sakai (Learning Management System) ExamSoft (Testing Software) Box (File Sharing) MedHub (Evaluation and Scheduling System) Qualtrics (Survey Builder) Poll Everwhere …Welcome to the new and improved Texas Tech Mobile App! This app allows students, faculty and staff to easily connect to Institutional services and resources and provides useful information for Texas Tech visitors, friends and alumni. For security reasons, please Log Out and Exit your web browser when you are done accessing services that require authentication! Next TTUHSC Information Technology (IT) plays an essential role in connecting all campuses into an integrated system. Scholarship Acknowledgement Form Please sign-in with ttuhsc\eRaider username or. Download Features ©2023 Texas Tech University Health Sciences Center. The app is available on your favorite mobile device (phone or tablet) for both Android and Apple. ![]() Scholarship Acknowledgement FormWelcome to the new and improved Texas Tech Mobile App! This app allows students, faculty and staff to easily connect to Institutional services and resources and provides useful information for Texas Tech visitors, friends and alumni. Scholarship Acknowledgement Form©2023 Texas Tech University Health Sciences Center. Students love the auto-launch capability, which is now available in Canvas at WSSU.©2023 Texas Tech University Health Sciences Center. Students are then guided through a pre-exam sequence, including a webcam check. Instructors do everything within the LMS too, including the post-exam review of proctoring results.Īfter a quick one-time installation, Respondus Monitor will auto-launch from the student's browser (Chrome, Firefox, Safari) whenever the exam settings require it. Students access exams within the LMS as they normally would. Respondus Monitor integrates seamlessly with Canvas. ![]() Respondus Monitor builds upon the LockDown Browser technology to ensure the computing device isn't used to cheat during a non-proctored exam. LockDown Browser is the "gold standard" for locking down a student's computer or iPad during an online exam. Provide instructions to setup and use Respondus Monitor. ![]() In the Settings menu you can configure the current security level, file types, scan optimization (i.e.Any found infected files can be quarantined, disinfected, or removed. ![]()
Using splice() to both remove and add elements to an array How to add new array elements without removing any elementsįinally, you can add new elements without removing any by passing the number 0 to the removeCount parameter. Let days = months.splice(2, 2, "March", "April") Ĭonsole.log(days) // Ĭonsole.log(months) // The following example shows how you can remove "Monday" and "Tuesday" while adding "March" and "April" to the months array: let months = The full syntax of the splice() method is as follows: Array.splice(start, removeCount, newItem, newItem, newItem. You just need to pass the elements you want to add to the array after the delete count. The method also allows you to add new elements right after the delete operation. How to remove and add array elements with splice() When you omit the removeCount parameter, splice() will remove all elements from the start index to the end of the array. For example, to remove only one element, you can pass the number 1 like this: let months = Ĭonsole.log(months) // Remove only one element from the array You can also define how many elements you want to remove from the array by passing a second number argument known as removeCount. In the code above, the number 2 is passed to the method, which means splice() will start removing elements from index 2. The splice() method needs at least one parameter, which is the start index where the splice operation starts. You can use the splice() method to remove the day names from the months method and add it to a new array at the same time: let months = Ĭonsole.log(days) // Creating an array of days How to remove array elements with splice()įor example, suppose you have an array named months but you have some day names in the array as follows: let months = A mixed array of month and day names Let's start with removing elements from an array first. In this tutorial, you will learn how you can remove, add, or replace elements of an array using the splice() method. This method modifies the original array and returns the removed elements as a new array. It lets you change the content of your array by removing or replacing existing elements with new ones. The splice() method is a built-in method for JavaScript Array objects. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |